Marino, W., & Hidayat, Y. (2019). Pengaruh Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) terhadap Penyaluran Kredit Bank Umum Di Indonesia Periode 2002-2017. Proceeding FRIMA (Festival Riset Ilmiah Manajemen Dan Akuntansi), 2(1), 677 - 684. https://doi.org/10.55916/frima.v0i2.94